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WTO: Dangote endorses Ngozi Okonjo-Iweala

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Africa’s richest man, Aliko Dangote has endorsed Nigeria’s former Minister of Finance, Ngozi Okonjo-Iweala for the post of Director-General of the World Trade Organisation.

Dangote revealed the endorsement through a social media statement on Monday morning.

Dangote said that the WTO needs the renowned skills and experience of Ngozi Okonjo-Iweala during “these challenging times.”

He added that her skill set will be needed, “to lead the organisation through identified obstacles and strengthen its position as the prime facilitator of international trade.”

A vote for her by all is a step in the right direction. I fully endorse the candidature of @NOIweala to lead @WTO.(2/2)
— Aliko Dangote (@AlikoDangote) September 1, 2020

Okonjo Iweala thanked Mr. Dangote for his endorsement stating, “As a globally acclaimed businessman your knowledge about WTO and your confidence in my ability to serve is much appreciated.”

Okonjo-Iweala and a number of other candidates have presented themselves to the members of the global trade body in the hopes of securing the highest number of votes to succeed the current DG, Mr Roberto Azevêdo.

(Nairametrics)

Does the Bible approve of daughters inheriting their fathers?

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By Tope Banso

THE DAUGHTERS OF ZELOPHEHAD

Zelophehad, a man of the tribe of Manasseh, died while the Israelites were wandering in the wilderness. He had no son, but only five daughters, Mahlah, Noah, Hoglah, Milcah, and Tirzah (Numbers 26:36; 27:1).

According to the Hebrew law of inheritance then, only the sons were entitled to their father’s inheritance. Women were denied inheritance.

Because Zelophehad had no male child inheritor, the five daughters went to Moses, their leader, with a demand to inherit the land due to their father. There was no provision of the law that addressed this particular situation.

The Bible says, “And they stood before Moses, before Eleazar the priest, and before the leaders and all the congregation, by the doorway of the tabernacle of meeting, saying: ‘Our father died in the wilderness; but he was not in the company of those who gathered together against the LORD, in company with Korah, but he died in his own sin; and he had no sons. Why should the name of our father be removed from among his family because he had no son? Give us a possession among our father’s brothers’” (Numbers 27:2-4 New King James Version).

There are some lessons to learn from these five daughters of Zelophehad. I imagine how everybody, including Moses, Eleazar the priest, the leaders and the entire congregation, listened to these ladies when they stood before them to state their case. It was a male-dominated society, but these ladies spoke and made a case for themselves.

I feel very proud of these ladies. They proved themselves to be worthy daughters of their parents. They challenged the status quo, which they considered unfair, and did so politely before the highest court presided over by Moses.

They looked at themselves and wondered what would happen to their father’s name in his clan. They, therefore, demanded the inheritance due to their father, more so that their father didn’t die as a rebel.

They fought for the name of their father; they fought for themselves. Since there was no precedent for their demand, Moses had to take the matter to the LORD.

The LORD replied in their favour. He said, “The daughters of Zelophehad speak what is right; you shall surely give them a possession of inheritance among their father’s brothers, and cause the inheritance of their father to pass to them” (Numbers 27:7 New King James Version).

The five daughters, by their action, set a precedent. A new law was made, because of these daughters of Zelophehad, to address a situation where a man, with no male child, died leaving only female children. The new law included the provision that in case a dead man had no male inheritor, the female children would not be denied the right of inheritance. However, they must marry within their tribes so that the inheritance could remain with each tribe (Numbers 27:8; 36:2-11).

Although some people prefer one sex to the other in the family, God determines the sex of the children He gives each person. He gave Zelophehad five daughters who could stand for themselves. He gave Phillip the evangelist four virgin daughters who prophesied (Acts 21:9-10).

The daughters of Zelophehad didn’t send any uncle to argue their matter; they went themselves! That tells you the stuff they were made of! They were not like Esau, who sold his birthright and felt it was nothing (Genesis 27:34-40; Hebrews 12:17). The daughters of Zelophehad believed the inheritance was important.

Attributes of the daughters of Zelophehad

1. They were knowledgeable. They were not ignorant of how their father died and what happened in Israel in the past. They came before Moses, Eleazar the priest, and the leaders and the entire congregation and stated the fact which nobody controverted.

They argued, “Our father died in the wilderness; but he was not in the company of those who gathered together against the LORD, in company with Korah, but he died in his own sin; and he had no sons. Why should the name of our father be removed from among his family because he had no son? Give us a possession among our father’s brothers’” (Numbers 27:3-4 New King James Version). Nobody challenged their claim.

There are pieces of information your children should know about your family. Educate them.

2. They were confident children. They had robust self-esteem. Despite the fact that Israel was a male-dominated society, they could stand before Moses to make their demand without any fear of intimidation.

Parents should build their children’s self-esteem. They and other members of the family shouldn’t look down on female children or make them look down on themselves. Train your children, female and male, to be confident.

3. They were good communicators. They spoke so well that Moses had no option than to go to God. Moses couldn’t wave aside their submission.

Children must be taught to develop basic communication skills. That doesn’t mean they must become orators! Let your children express themselves. When they’re wrong, correct them. Don’t shout them down or embarrass them.

4. They had a good understanding of God, and faith in Him to redress injustice. They didn’t believe that the existing law was final and nothing else could be done where there was a gap or injustice. They obviously didn’t believe that God would support the unfairness or injustice that they complained about. And God said they were right.

5. They had regard for their father. Although their father had died, they honoured his memory. They didn’t want his name to be removed from their family. They said, “Why should the name of our father be removed from among his family because he had no son? Give us a possession among our father’s brothers” (Numbers 27:4 New King James Version).

One of the Ten Commandments, the first with a promise, says, “Honour your father and your mother, that your days may be long upon the land which the LORD your God is giving you” (Exodus 20:12 New King James Version).

Moses referred to this commandment in Deuteronomy 5:16. Also, Jesus quoted this commandment (Matthew 15:4; 19:19; Mark 7:10; 10:19; Luke 18:20). Similarly, Paul quoted it in Ephesian 6:2. Children must honour their parents.

6. They didn’t play the victim. They could have sat down at home grumbling or complaining. They could have blamed their dead father or mother for their failure to give birth to a male child!

They could have even blamed God, Moses or the other Israelites for the inheritance law that didn’t favour them. But they didn’t whine. They didn’t agonize; they organized. They must have held a meeting, planned what to do and rehearsed what to say.

Train your children never to see themselves as victims. They should think as victors. They must develop a problem-solving mind. They have the Holy Spirit as their advantage.

Raise your daughters never to feel inferior to men. The daughters of Zelophehad told Moses and the other leaders, “Give us a possession among our father’s brothers” (Numbers 27:4 New King James Version). In other words, don’t treat us less than the men.

7. They had foresight. They didn’t live only for the moment. They considered the future. The inheritance they were asking for was a share in the Land of Canaan, which the Israelites had not even possessed. But they had faith in God that they would conquer the land and they wanted the inheritance due to their father. They didn’t want the name of their father to disappear from his family. And God said Moses should cause the inheritance of their father to pass to them (Numbers 27:7).

It was under Joshua’s leadership that the allotment of the Land of Canaan to the different tribes was done. Joshua obeyed God’s command and allotted the inheritance due to Zelophehad to his daughters (Joshua 17:3-6).

You may never know what you could achieve until you act. The daughters of Zelophehad acted wisely concerning their situation and God granted their request. Of course, Moses did, too. He caused their father’s inheritance to be passed to them on the condition that they must marry within their father’s tribe (Numbers 26:33; 27:1-11; 36:2-11). Finally, Joshua allotted the inheritance to them.

Galatians 3:26-29 says, “For you are all sons of God through faith in Christ Jesus. For as many of you as were baptised into Christ have put on Christ. There is neither Jew nor Greek, there is neither slave nor free, there is neither male nor female; for you are all one in Christ Jesus. And if you are Christ’s, then you are Abraham’s seed, and heirs according to the promise” (New King James Version).

Train your children to imbibe qualities or attributes that will make them excel in life. Whether God has given you all boys, all girls, or both sexes, train them well. God determines the sexes of children He gives people. Don’t complain; don’t be ungrateful. There are people who’re crying to God to give them what some people seem not to appreciate.

More importantly, as Christians, we must always remember that God has qualified us to be partakers of the inheritance of the saints in the light (Colossians 1:12).

God has reserved a priceless inheritance for His children which is kept in heaven for us; it is an incorruptible and undefiled inheritance (1 Peter 1:4). You won’t miss your inheritance in Jesus’ name.

PRAYER POINTS: Father, thank you for the children you have given me. I repent of my ingratitude by preferring one sex to the other; please forgive me. Father, help me to train well the children you have given me or will give me. Father, please visit everyone trusting You for the fruit of the womb and give them babies. Make them joyful mothers by this time next year.

This is wisdom for living, and it’s worth sharing. Please share.

(For over 300 in-depth and powerful messages by T.O. Banso, visit: www.cedarministry.org).

▪︎ Banso, an Abuja-based Minister, heads
Cedar Ministry International, and can be reached at cedarministryintl@yahoo.com, cedarministryng@gmail.com; Tel No: +2348155744752, +2348033113523;
WhatsApp No: +2349081295947

CBN Cuts Interest Rate On Savings Deposits To 1.25%

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The Central Bank of Nigeria (CBN) has directed deposit money banks in Nigeria not to pay less than 1.25% in interest on savings deposit accounts.

According to a circular signed by the financial regulator’s Director of Banking Supervision, Bello Hassan, on Tuesday, the implementation will take effect on September 1, 2020.

The circular stated that the bank is satisfied with the recent declining trend in market rates in the banking sector following the implementation of policies aimed at stimulating credit flow to the real sector.

It added that the interest rate will be negotiable, subject to a minimum of 10% per annum of Monetary Policy Rate., which serves as the apex bank’s benchmark rate for lending in the financial services sector which is at 12.5%

“In line with recent market developments, the ‘Bank has reviewed the minimum interest payable on savings deposits as provided in its Guide to Charges by Banks’ consequently reviewing rates to 10% of Monetary Policy Rates.

“Consequently, all deposit money banks are hereby informed that effective September 1, 2020 interest on local currency savings deposits shall be negotiable subject to a minimum of 10% per annum of Monetary Policy Rate,” the circular read in part.

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Anger brews as APC lashes back at PDP over hike in petrol price, electricity tariff

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Anger is sweeping across the country over the recent hike in the cost of some of the basic needs in the country: petrol price shot up Tuesday from N148 per litre to N151.56; the postponed hike in electricity Tariffs took off on Tuesday.

Among those leading the pack of those opposed to the hikes are the Peoples Democratic Party (PDP), and the Nigeria Labour Congress (NLC).

But the ruling All Progressives Congress (APC) has described as shameless the PDP reaction to the current petrol price and electricity tariff in the country. 

The PDP rejected the fresh increase in the price of fuel to N151 per liter and electricity tariff to N66 per kwh under the All Progressives Congress (APC) and its government, describing such as callous, cruel and punishing.

The party demanded an immediate reversal of the prices to avert a national crisis, as the increase will result in upsurge in costs of goods and services and worsen the biting hardship being faced by Nigerians, who are already impoverished and overburdened by APC-imposed high cost of living in the last five years.

PDP asserts that by increasing the price of fuel from the N87 per litre it sold under the PDP to an excruciating N151 while at the same time allowing the hike in electricity tariff from N30.23 per kwh to over N66, the APC has left no one in doubt that its agenda is to inflict pain and hardship on Nigerians to satisfy their selfish interests.

However, the APC said that for successive PDP governments that foisted on the country a corruption-tainted fuel subsidy regime, it should surprise itself and Nigerians by cajoling its cronies who ran the subsidy rackets — many of them in hiding abroad — to return the country’s stolen commonwealth in their possession. 

Said its spokesman, Mr. Yekini Nabena, “Under the President Muhammadu Buhari administration. The tortuous fuel queues as a result of biting scarcities are gone. The reviewed petroleum products pricing template has resulted in a more transparent, efficient and realistic pricing system for petroleum products and also resulted in constant availability of fuel nationwide.

“The pricing template now reflects competitive and market driven components which is supported by the citizenry. 

“In an effort by this administration to put an end to estimated and arbitrary billing for electricity, President Buhari recently directed a nationwide mass metering programme for electricity consumers in the country. 

“For the PDP that is only concerned with pushing the interests of its few cronies over the general interest and welfare of the citizenry, we dont expect the PDP to grasp the import of this landmark presidential directive which aside improving electricity and service delivery, is also protecting the poor and vulnerable Nigerians from increased electricity tariff and arbitrary/estimated billings.

“Commendably, the federal government is already working to ensure that Electricity Distribution Companies (DISCOs) commit to increasing the number of hours of electricity supply every day and also improve on their quality of service.

“Perhaps the PDP is also unaware that the current administration has approved a one-year waiver of import levy on electricity meters, so that Nigerians who do not have meters can be supplied as early as possible at a reasonable cost.

“The APC calls on the PDP to wake up to the new Nigeria where the government works for the citizens not a few interests.”

The PDP’s, in its reaction to the increase in tariffs and petrol price by its National Publicity Secretary, Mr. Kola Ologbondiyan said, “The unjustifiable increase in the price of these essential supplies, coming barely a week after the APC brazenly posted a support for fuel price hike, while attempting to rationalize the excruciating hardship being suffered by Nigerians under the Buhari administration, has further confirmed that the APC is at the center of the harsh policies of the Buhari Presidency.

“It is distressing that the APC administration increased the cost of essential commodities at the time the leadership of other countries are offering palliatives to their citizens to cushion the effect of the COVID-19 pandemic. It is instructive to add that our nation is doomed under the APC watch.

“We know that the APC is an unfeeling party but it is indeed shocking that it could go to the extent of approving such a hike at this trying time, when many Nigerians are struggling to afford staple foods and other necessities of life.

“Our party challenges the APC and the Buhari administration to publish the parameters with which it arrived at the increase of fuel price to N151 per liter given that with the prevailing values in the international market, the appropriate price template for domestic pump price in Nigeria ought not to be above N100 per liter.

“Our party further challenges the APC-led Federal Government to publish details of its sleazy and over-bloated oil subsidy regime, including the involvement of APC interests in the claimed under-recovery for unnamed West African countries, running into trillions of naira, while Nigerians are made to bear the burden of high fuel costs.

“Moreover, the APC and its government have failed to allow an open investigation into allegations of fuel price overcharge as well as the fraudulent subsidy regime through which over N14 trillion had allegedly been frittered by unscrupulous individuals in the APC.

“Our fear is that the APC is pushing Nigerians to the wall with its obnoxious and anti-people proclivities and we caution that nobody should misinterpret the peaceful and law-abiding nature of Nigerians as a sign of weakness.

“Our party therefore restates our call on the National Assembly to save the nation by calling the APC and its administration to order before they plunge our nation into chaos.”

Everyday

When will Nigerian university students return to school?

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The Academic Staff Union of Universities (ASUU) has warned the Federal Government against reopening tertiary institutions without taking concrete steps to curb the spread of  COVID-19; but the question remains: when will students get back to classes?

The answer remains hanging as ASUU has restated its position that its members will not return to classes and government officials remain mute.

Zones of the union said social distancing and other COVID-19 protocols were practically impossible in public tertiary institutions, which were always overcrowded in the country.

They, therefore, warned that any attempt to reopen the institutions would not only be suicidal,  but also worsen the spread of coronavirus.

Also, the National Vice –President of the union, Prof Emmanuel Osodeke, in an interview with The PUNCH, called on the Federal Government to upgrade the education sector,  if it wanted universities across the country to resume.

Recall that the Minister of State for Education, Chukwuemeka Nwajiuba had, on August 22 said  tertiary institutions shut in the wake of the coronavirus pandemic in March, would reopen “very soon.”

During a Nigerian Television Authority programme, Nwajiuba said the Federal Government was also working to end the strike embarked upon by ASUU.

But the National Vice–President,  Osodeke, in the interview with The PUNCH, called on the Federal Government to upgrade the education sector,  if it wanted universities across the country to resume.

Osodeke said that if government believed that the education sector was critical, it should meet the COVID-19 guidelines which it prepared for school reopening.

He maintained that a topnotch procedure was created at airports because the elite children needed to be kept safe while returning to school abroad, whereas other  Nigerian children were asked to go back to campuses which were not  COVID-19 complaint.

Osodeke stated, “If government believes that the education sector is critical, they should try and meet those rules. They met them for the airports, you are aware. If you get to an airport before you board a  plane,  there is a procedure you will pass through because the airport is for the elite.  Their children are going back abroad for studies so the airports should be okay so that they can go back to school. Meanwhile,  they want these children to go back to schools where there are no health facilities, no good accommodation; lecture theatres are so small for the students and you want them to go and have a high rate of infection.

“We expect the parents, students and our colleagues in the media to put it to the government that they have spent so much money on COVID-19 since it started, why can’t they spend money on the education sector and upgrade the facilities so that the children can go back to school? That is what we should be talking about.”

Osodeke said that he expected government to meet the rules it set for schools but was surprised at its refusal and the sudden call for resumption.

He stated, “It is not safe to return to school. The government set the rules for schools on what should happen before schools can reopen.  Has the government met the rules? No, they have not. Do we have enough space where the students can keep social distancing? A room that is going to contain two students, we have between 10 and 20 students, will they change that?  The lecture theatres too… Do they have improved medical facilities in case of an emergency. These are not there. We expect government to meet those rules before it thinks about reopening.

Also, the Lagos Zone of ASUU, during a press conference at the Olabisi Onabanjo University, Ago-Iwoye, Ogun State,  said the Federal Government should be ready for any possible negative consequences if it reopened the institutions without putting necessary measures in place.

The zonal Coordinator of ASUU, Prof Olusiji Sowande, who addressed the press conference lamented that government made arrangements for special bailout for airline operators and other private individuals, but did not extend such to public universities.

 He cautioned that it was not enough to have the students back on campuses,  but that the atmosphere and conditions must also be right.

The coordinator said hostel accommodation was inadequate, adding that there were no facilities to ensure physical distancing in large and crowded classes.

He declared that years of neglect of both education and health sectors in the country had resulted in inadequate infrastructure and lack of well-equipped diagnostic, testing, treatment and research laboratories in both sectors.

Sowande said, “The response of the public universities to the call by the National University Commission for their readiness to reopen indicates that public universities are not ready.

“Hostel accommodation is inadequate; there are no facilities on ground to carry out physical distancing in large and crowded classes;  water and electricity supplies are not reliable.

“Reopening tertiary institutions without taking concrete steps to address these issues will be suicidal. While government made arrangements for special bailout for airline operators and other private entities, no such arrangement was made for public universities.

“ Therefore, government should be ready to take responsibility for any possible negative consequences after reopening of universities.

“If government has faithfully implemented the 2012 Needs Assessment report which identified the intensity of the rot in education sector and tertiary education in particular, Nigerian public universities would have been more involved in COVID-19 testing and developing solutions through cutting edge research in well-equipped laboratories.”

Speaking on the ASUU  strike, Sowande said the union had written to relevant government agencies with a view to finding steps to put an end to the industrial action.

He said, “It seems to us that some government officials are benefiting from the prevailing situation. We demand that the OAGF (Office of the Accountant General of the Federation) must immediately remit all illegally withheld dues and other third party deductions with accrued interests

On its part, the Abuja Zone of ASUU advised the Federal Government to strictly adhere to the guidelines of the Nigeria Centre for Disease Control about COVID-19 before reopening public universities.

The Coordinator of the zone, comprising University of Abuja, Federal University of Lafia, Federal University of Technology, Minna; Ibrahim Badamasi Babangida University, Lapai and Nasarawa State University Keffi;  Prof. Theophilus Lagi, stated this at a news conference in Abuja.

He said, “The union is not insensitive to the general clamour for the reopening of public universities in Nigeria in the midst of COVID-19 pandemic. We advise that this should happen only when the following actions have been taken by government: Government must as a matter of urgency implement the memorandum of agreement of February 7,  2019, signed with ASUU.

“They should adhere to the NCDC protocols of safeguarding the lives of students, lecturers and workers in the universities such as provision of the means of maintaining social distancing in all hostels, classrooms, lecture theatres and auditorium in all the public universities in the country.

“There should be provision of hand sanitisers, temperature taking devices, face masks, running water and soap facilities for students and staff in the universities at all times. Provision of testing centres and isolation facilities in all public universities is also necessary.”

He said the ongoing strike by ASUU was to demand the release of the revitalisation fund, payment of arrears of the Earned Academic Allowance and constitution of visitation panels to public universities, among others.

According to him, the quest for the revitalisation of the university system and the welfare of ASUU members have always been on the front burner of the union’s struggle and cannot be compromised.

Lagi said, “We have pointed out to the government to expend more funds to upgrade existing universities to the world-class standard instead of the ongoing proliferation of universities by both state and federal governments.

“Government must as a matter of urgency implement the MoA of February 7 2019, which it signed with ASUU. This, we believe, if attended to, will upgrade these universities and address the impunity and corruption seen in the university system.

Main report by The Punch

What we told Army chief about Southern Kaduna crises

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By Luka BinniyatNational Public Relations Officer

The Central Executive Committee (CEC) of the Southern Kaduna Peoples Union (SOKAPU), over the weekend met with the Commander, Operation Safe Haven,  Major General Chukwuwemeka Okonkwo  and some top  members of his command in Jos. This was based on his invitation, as he had earlier met with leaders of Hausa and Fulani communities in Southern Kaduna. SOKAPU took time to brief the General on the nature of the violence in Southern Kaduna and assured  him of our desire to see the end of the violence.  He also told us what he was doing to return normalcy to Southern Kaduna and assured us of his neutrality in the crisis.

 We told him that contrary to ongoing narratives, “Southern Kaduna” is not the same as “Kaduna South Senatorial Zone”. While the latter is made up of only eight  LGAs in the enclave, Southern Kaduna is made up of 12 LGAs and holds 51.2% of the population of Kaduna state, based on the  2006 census population figures.  And that out of 46,000 Sq km, Southern Kaduna covers 26,000sqkm and has 57 registered ethnic nationalities with us, out of the 67 identified ones.

On the nature of the violence, we debunked the ongoing narratives that “the crisis has a long history.”   We told him that past crises were largely urban based, and looked unplanned, but triggered by identified reasons and that it could take years before reoccurrence. We added that previous violence was always between Muslims and Christians of any state of origin within affected areas. But the current one looks preplanned, daily, with our rural communities as the targets of mass slaughter, destruction, and ejection by the invaders, who eventually take over some of the communities.  We told him that 109 communities have been “captured” by Fulani militia. We insisted that there is an agenda to force us out of our lands and be occupied by the invaders.

SOKAPU assured the OPSH commander that with no other alternative place or land to fall back to, Southern Kaduna indigenes are much more desirous of peace than any other party.

We also used the opportunity to thank him for the recent fast response rate of his troops to distress calls from communities under attack or the threat of attacks, unlike in the past.

We also noted his humanitarian assistance to all parties in Southern Kaduna as exceptional.

Again, we showed appreciation with his deployment of large numbers of troops to  Zangan District, in Atakad Chiefdom, Kaura LGA which eight communities  had been totally displaced since last year  and occupied by armed herdsmen. We acknowledged reports reaching us that the villagers have started returning and many of them, who can afford it, are rebuilding their homes.

Based on the above, we requested that other displaced  communities in 4 LGAs of Southern Kaduna should also be assisted to return home.  We then gave him a list of the remaining occupied villages in our report and called for urgent actions to retrieve the occupied lands and bring culprits to justice.

On his part, he promised to be a neutral party in the crisis. He said he was equally desirous to see that peace and safety returns to Southern Kaduna as the violence was bearing its brunt on the image of the country and posed an avoidable stress to his troops and resources.

On this note, SOKAPU wishes to thank the Federal government for the redeployment of more troops to the troubled areas of Southern Kaduna.

With this,  thousands who may wish to return home cannot. Because their homes have been completely ruined. Also, hundreds of Hectares farmlands of affected communities have been ravaged by cattle on the loose. We also have thousands living under subhuman conditions in various IDPs or at homes of relations. We are therefore calling for assistance from the government, NGOs and  good spirited individuals for building materials, food, medicine and any form of aid that will improve the situation of the victims.

On this note,  we are  calling on all our members at home to give maximum cooperation to men and officers of Operation Safe Haven.

Again, we want to appeal to our youths not to initiate any act that will be interpreted as violent to anyone trespassing on any farmland, but report such incidence to community leaders, the police or any nearby military formation of Operation Safe Haven.   

Any action that will be inimical to the good image of our area and to the peace and wellbeing of all residents of Southern Kaduna must be shun by our people, but we  must not compromise our rights to self-preservation within the law.

As indigenous owners of Southern Kaduna, SOKAPU  endorses all peaceful, fair and sustainable means of restoring normalcy to our troubled mother land and we urge our members to do the same.

Everyday

Should we forget the right to be forgotten?

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‘’The internet never forgets’’ as they say, for good and bad.

The right of Data Subjects (whose information are being processed) to have their personal data forgotten or erased by Data Controllers and Administrators (“right to be forgotten”) have become an increasingly pertinent issue across the globe.

Between July 2019 to December 2019, Google received over 925,944 content removal requests from Governments and courts in 19 countries. Nigeria issued the Nigeria Data Protection Regulation 2019 (“NDPR”) providing a legal basis for Data Subjects to approach the courts to enforce the “right to be forgotten”.

In this article, Templars Associate, Ijeamaka Nzekwe analyses the right to be forgotten under Nigerian law including its historical background, scope, practicability, limitations and applicability in comparison with other jurisdictions including recommendations for the Nigerian courts where this right will be determined.

Click here to read full publication

STEPS TO MAKE COMPLAINTS AGAINST AN ERRING BANK

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In this day and age, every single person has at least one bank account, some people even have multiple accounts. Banks are great institutions, they help you keep your money, and they facilitate financial transactions. They provide this and many other services and charge fees.

Bank transactions generally happen smoothly and with no issues, however there are times when the bank fails in its service to you, or there is some kind of issue which you need sorted. Due to the nature of the service the bank provides to you – dealing with your money, when things go wrong, it can indeed be an extremely frustrating and stressful time.

Most banks have in place robust customer complaint/handling systems in place, and there is a structure in place for customers to channel any grievances, however most bank customers are not aware of this. That is why we have written this post, to briefly lay out the steps customers should follow when they want to make complaints about banks (or indeed any other financial institution).

Some of the issues bank customers face are unfair or unexplained charges, poor customer service by bank staff, unauthorised transactions on customer accounts through bank transfers or ATM withdrawals etc.

Step 1

Once the problem arises, the first step is to contact the bank through the quickest channels available. In this case, you can either call them on the customer care numbers available, or even contact them on social media (Facebook, Twitter etc.). This should always be step one, because most times the information you need clarified can be done quickly and relatively painlessly. However, whatever communication channel you choose, please make note of the details of the communication e.g. if a phone call, take down details of when you called, who you spoke to (the adviser’s name), what you said, and the response you received. All phone calls are recorded so this can easily be reviewed if there are issues later.

Step 2

If the issue remains unresolved, then you need to commence the official customer complaint process. All banks (and other financial institutions) are regulated by the Central Bank of Nigeria (CBN), and the CBN set out the process to be followed in its Circular – FPR/DIR/CIR/GEN/01/020 in 2011.

The customer is to send a complaint letter to the Bank. The CBN states that the banks must provide email addresses for complaints, so you may initially send the complaint by email, and then take a copy of the complaint to the bank branch. To ensure that the bank receives the complaint letter.

Step 3

The CBN guidelines say that the bank must resolve your complaint within 14 days of receipt of the complaint. If for some reason, the Bank has not satisfactorily resolved the complaint, you may take the issue to the Consumer Protection Department of the CBN. They will then attempt to resolve the complaint. Please note that you can only take the issue to the CBN after you have made a complaint to the bank and given them 14 days after receipt of the complaint, to resolve it. Apart from resolving the complaint, the CBN also has the powers to impose financial penalties on the Bank for failure to resolve your complaint.

Send your complaint via email to: cpd@cbn.gov.ng OR you may file a complaint using an online form provided by the CBN here – http://www.cenbank.org/Contacts/Complaints/

Step 4

The CBN does not provide any timelines for dealing with the complaints, but this should be done within a reasonable time. Hopefully, the CBN resolves the complaint between you and the bank. However, if the CBN fails to resolve the complaint, you have the right to take the case to court. In any situation, you always have the right to take any complaint to court, but you have to exhaust all pre-court resolution options first. This final step should only be taken as a last resort, because taking a case to court is a fairly involved process and also potentially expensive. You should only take this step if the amount involved is considerable, and the decision to not resolve your complaint by the bank and the CBN is manifestly unjust.

Alternative Step

You should also note, as an aside that the Federal Competition and Consumer Protection Commission is an available outlet for you to air your grievances. They may be able to assist you in putting pressure on the bank to resolve the complaint. However, please note that as banks and other financial institutions are regulated by the CBN, the CBN is the only body with the responsibility for reviewing complaints from those institutions, and so any complaints should be channelled there.

JUST: IPMAN orders members to sell fuel at N162 Per litre

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The Independent Petroleum Marketers Association of Nigeria (IPMAN) has directed its members in the Southwest region of the country to begin sales of the Premium Motor Spirit (PMS) popularly referred to as petrol at N162 per litre.

The southwest Zonal Chairman of IPMAN, Alhaji ‘Dele Tajudeen in a telephone chat with journalists in Abeokuta, the Ogun state capital, said his members would be left with no other option than to dispense the product at a price of N162.

Tajudeen said, the directive followed the increase in the deport loading price of the product by the federal government, which placed a new price regime of the product at N151. 56k.

He explained that since the federal government has decided and puts the price of the product at N151. 56k, IPMAN has no option than to sell at N162 to be able to meet up with the overhead cost.

Tajudeen said IPMAN members would have to make provision for the cost of diesel to run generator that will power the dispensing machines; pay the cost of transporting the fuel from the depot to their respective filling stations and also settle their statutory levies with the appropriate regulatory agencies.

That by the time they finish paying all these levies, the cost of discharging fuel at the petroleum filling stations would have shored up to N160, hence dispensing the product at N162 will enable IPMAN members to be able to pay the staff bills and the stations’ gains.

BREAKING: Petrol price now N151.56 per litre ― PPMC

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By Udeme Akpan

The price of petrol has been increased to N151.56 per litre, according to Pipelines and Product Marketing Company (PPMC), a subsidiary of the Nigerian National Petroleum Corporation, NNPC.

In a statement obtained by Vanguard, D.O Abalaka of the PPMC, stated: “Please be informed that a new product price adjustment has been effected on our payment platform.

“To this end, the price of Premium Motor Spirit (PMS) is now one hundred and fifty-one naira, fifty-six kobo (N151.56k) per litre.” He added: “This takes effect from September 2, 2020.”

Vanguard News Nigeria